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Money IQ Quiz Finexus

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A. To track spending and ensure expenses do not exceed income

B. To determine how much money can be spent on entertainment

C. To increase savings automatically

D. To allocate all funds to investments

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SCORE

Question 1

A. At least one month of expenses

B. At least three to six months of expenses

C. Just enough to cover the purchase

D. It depends on your income

Question 2

A. Saving whatever is left over at the end of the month

B. Automating transfers to a savings account

C. Only saving when you feel like it

D. Keeping all cash at home

Question  3

A. It guarantees higher returns

B. It reduces risk by spreading investments across different assets

C. It requires less monitoring

D. It simplifies tax reporting

Question  4

A. Paying only the minimum payment each month

B. Paying off the highest interest debt first

C. Using multiple credit cards to spread debt

D. Transferring balances to a card with no interest

Question  5

A. An account that offers higher interest rates than traditional savings accounts

B. An account that requires a minimum balance

C. An account that has no fees

D. An account that offers a fixed interest rate only

Question  6

A. Interest calculated only on the principal amount

B. Interest calculated on both the principal and previously earned interest

C. Interest that decreases over time

D. A type of investment fee

Question  7

A. Saving for retirement

B. Spending on non-essentials

C. Paying off high-interest debt

D. Accumulating more credit cards

Question  8

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